Direct Payment Wrapper

Use the rail they already have. Make the proof repeatable.

The wrapper formats the payee, memo, amount hint, expiration, and ProofRail Seal so a buyer can pay from their own bank or Zelle app without the site touching funds.

Create a wrapper Read boundary docs

Why this is easier

Instead of asking a buyer to understand a new payment system, ProofRail gives them one clean instruction set for the rail they already use. The seller gets a stable reference, the buyer gets a packet, and both sides can verify what was supposed to happen.

One memo.The payment reference is generated before the buyer opens their bank app.
One packet.The downloaded JSON records the route, boundary, amount hint, and seal.
One reconciliation path.Reported payment is logged separately from final settlement.